Debt Management – Control Your Debt, or Your Debt Will Control YOU!
How many credit cards do you have? What about student, car, personal, and mortgage loans? Once you get yourself in debt, it will be hard to get out. Some people never escape. Check out these strategies:
Make a List of All Your Debt
Determine where your money is going.
Re-evaluate spending and find possible savings.
List your daily expenditures.
Don’t Get More Debt:
Live below your means. You can’t spend more than you make.
Don’t Carry Credit Cards
Use cash, debit, or prepaid credit cards.
Spend Money on Necessities
Pay only for what is necessary such as:
Cut out unnecessary expenses such as:
- Cable TV
- Technology upgrades
- Gym membership you don’t use
Contact me for a COMPLIMENTARY Financial Session. We’re willing to listen, respond to questions, provide answers, and focus on you and your future.